Investment
Fees & Payment:
I am in-network with Aetna and Optum insurance for all Colorado residents! Please note that there are multiple insurance companies that fall under the umbrella of Optum including United Healthcare and UMR. If you are unsure whether or not your insurance falls under Optum, please reach out and I can let you know. If you would like to use your insurance benefits, please let me know and I will verify coverage for you prior to beginning treatment.
I am an out-of-network (OON) provider for other insurance companies and for folks in PSYPACT states outside of Colorado. Being OON means that you will need to pay for your services out of pocket. Upon request, I will gladly provide you with a monthly superbill for you to pursue insurance reimbursement on your own. If you plan to pursue reimbursement, it is recommended that you contact your insurance company prior to beginning treatment in order to understand your coverages and determine the best course of action for you.
I offer a complimentary 15-minute phone consultation for us to get to know one another better. If you are paying out-of-pocket for individual therapy, there is a $215 charge for the initial, 60-minute session and a $185 charge for each individual, 45-50 minute session following the initial session. If you are paying out-of-pocket for couples therapy, there is a $240 charge for the initial, 75-minute session and a $210 charge for each 50-minute session or a $230 charge for each 75-minute session following the initial session. I accept payment in the form of all major credit/debit cards, a Flexible Savings Account (FSA), or Healthcare Spending Account (HSA) in the form of a VISA card. You will be required to put a card on file and it will be charged following each appointment.
Reasons to Consider Private Pay:
Yes, therapy takes money, effort, and time… AND the return on your investment is something that you will benefit from long after your time in therapy is over. Unlike buying clothes or a new car which you will need to replace after a few years, what you gain from therapy can last you a lifetime!
When you think of it this way, the price of therapy is actually a small one to pay in order to gain new insights, helpful tools, and a greater understanding and acceptance of yourself. In fact, the sooner you start therapy, the sooner you can “cash in” that investment and experience the life you’ve so desperately been wanting (and, believe it or not, are deserving of)!
There is no greater investment to make than in yourself!
Insurance companies often change the way providers can care for their clients. There are many reasons to choose to pay privately!
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Insurance companies can dictate what services you can get approved for, who you can see, how much they are willing to pay for services, and how often you can receive services —all of which can leave you feeling disempowered in your healing and wellness journey. When you choose to pay privately, you can feel empowered to decide what services you need. Who better to know what you need than yourself!
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Insurance companies can decide whether or not sessions are “medically necessary” after the session is completed. If they decide a session was not necessary then they can choose to not reimburse for that session. As a provider, I feel confident in my education and training to determine what is and is not medically necessary for my clients. Having an insurance company make this determination can leave both of us feeling frustrated and unable to do our best work possible.
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It is mandatory for therapists to provide a mental health diagnosis when using insurance as payment for services. While diagnosis can be a necessary and even helpful part of treatment, sometimes a client’s experiences does not align with a billable diagnosis, and without a diagnosis, the provider is unable to submit a bill for insurance payment reimbursement.
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Perhaps you do not want your insurance company having access to highly private and even sensitive information about you. Paying out-of-pocket allows you the power to maintain your privacy.
Good Faith Estimate
Under the law, health care providers need to give patients who don’t have certain types of health care coverage or who are not using certain types of health care coverage an estimate of their bill for health care items and services before those items or services are provided.
You have the right to receive a Good Faith Estimate for the total expected cost of any health care items or services upon request or when scheduling such items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
If you schedule a health care item or service at least 3 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 1 business day after scheduling. If you schedule a health care item or service at least 10 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after scheduling. You can also ask any health care provider or facility for a Good Faith Estimate before you schedule an item or service. If you do, make sure the health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after you ask.
If you receive a bill that is at least $400 more for any provider or facility than your Good Faith Estimate from that provider or facility, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate and the bill.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises/consumers, email FederalPPDRQuestions@cms.hhs.gov, or call 1-800-985-3059.
